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| FHA Loans Available Single Family Homes, Manufactured, Modular, Mobile Home Loans with Land BENEFITS OF AN FHA MORTGAGE FHA insures loans that might not ordinarily be possible for homeowners seeking refinance or to home buyers. FHA is more forgiving of credit issues than conventional financing. Though many buyers and homeowners may have great credit, available home equity or down payment requirements are one of the key reasons many well qualified customers choose an FHA mortgage. Purchase mortgages require only a 3.5% down payment Refinance mortgages can go up to 97.75% loan-to-value Cash-Out mortgages can go up to 85% loan-to-value If you presently have an existing FHA loan, a Streamline Refinance is for you. Low documentation and, most often, no appraisal requirement makes a straight rate and term refinance extremely easy. Of course, conventional financing is available and is typically value- and FICO-score driven. If you have a large down payment or adequate equity in your home, this is still a fine option. If the home is manufactured tied to land by deed or mortgage, the home must have an approved foundation. Our lender priority is to help you get the best current interest rate to either purchase or improve the terms of your existing mortgage. So let one of our loan experts advise you of all your options when purchasing or refinancing. We're proud to offer the full array of FHA loans and taking the time to simplify the process and offer important information on the variety of loan programs available, from conforming to government. To get started, please complete our Loan Request form by selecting the START NOW button. We look forward to providing outstanding customer service! |
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| Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, FHA Sreamline - FHA Streamline Refinance - FHA Refinance - FHA Streamline - FHA Refinancing Streamline - FHA Streamline Guidelines - FHA Loans |